14min chapter

Unexplainable cover image

Is insurance doomed?

Unexplainable

CHAPTER

The Insurance Reckoning: Climate Risks and Financial Fallout

This chapter explores the financial implications of climate-related disasters on the insurance industry, particularly highlighting the aftermath of Hurricane Andrew. It discusses how outdated risk assessments have left insurers vulnerable to increasing losses driven by severe weather events. The narrative emphasizes the emotional and economic challenges faced by communities and the industry alike as they grapple with rising premiums and the realities of insuring high-risk properties.

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