The Importance of Critical Illness Covers

With a higher sum and short products becoming more prevalent in the market like a one crore, having a separate critical illness cover is losing its importance. For infants, you know, newborn babies get covered post 90 days of age. They can be covered within the same policy as their parents. In terms of senior citizens and individuals with pre-existing conditions, I would like to combine the two together because if there is a senior citizen who's healthy, any health insurance provider would be same as any healthy individual.