I think when it comes to investing in our current environment. There is this aspect where you know someone tries to pitch you an individual stock. And then you might have to kind of say as Christian no, I can't support that. But then if you think about investing in an S&P 500 index fund or an ETF. What are these financial instruments trying to do there is trying to invest in the overall economy as a whole and anything specific that any individual companies doing or not doing that's kind of getting washed out in the diversification mix.

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