Credit Scores are Absolutely Ridiculous
Ridiculous History
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The Evolution of Credit Scoring
This chapter traces the historical development of credit scoring systems from their origins in the 19th century. It explores the commodification of individual financial reputations and the implications for society, including enhanced surveillance and privacy concerns. The discussion highlights the significant transitions in credit practices leading to the modern credit system and its impact on the middle class and economic events such as the Great Depression.
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