Guns, Germs and Steel by Jared Diamond

I would say it's the best work of its kind I have ever read. The Fairmont Theorem was the book, but that wasn't the exact title either. One of our shareholders from Sweden gave me a copy of that one. Mark Ravenoff, shareholder from Melbourne, Australia. Freddie Mac and Freddie Mac and Fannie Mae are not as interest rates sensitive as people formerly thought they were.