How to Be a Better Planner

There's just a sliding scale here with how important something is to you and what the cost is to maintain that setup. If it's very important to you to have a flashlight, then you'll carry a flashlight with you. But one person is going to say to his one one is none, three is a guarantee. Another person's going to have three bank accounts in the United States, three bank accounts outside the United States and three more backups in wherever.