QZ is almost identical to the Growth Fund 4. It has greater tax advantages when you invest in that fund with capital gains. You don't have to recognize those taxes this year. Pay them in 2027. The offsetting feature, which we all love about this is that if you are in the qualified opportunity zone for 10 years, and one day, and that $200,000 grows to 400,500, 800,000 dollars, you pay zero taxes on that gain. So it's a great program.

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