Intro

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their favorite investment ideas for 2025.

We did this last year, and you all loved it!

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💰 ⁠Public⁠⁠ is officially the title sponsor of the Rich Habits Podcast in 2025!

If you're investing, you need to be using ⁠⁠Public. ⁠⁠

⁠⁠public.com/richhabits⁠⁠

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🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity,⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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📊 Join 200,000+ investors on Blossom today! See what your favorite investors, like Robert, are investing in and manage your portfolio with confidence.

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🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits.

Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more.

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Public Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/6/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://public.com/disclosures/bond-account⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more.

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Masterworks Disclosure: “Net annualized return” or “IRR” refers to the annualized internal rate of return net of all fees and expenses, calculated from the offering closing date to the date the sale is consummated. IRR

may not be indicative of Masterworks paintings not yet sold and past performance is not

indicative of future results. For additional information regarding the calculation of IRR for a particular investment in an artwork that has been sold, a reconciliation will be filed as an exhibit

to Form 1-U and will be available on the SEC’s website. Art sales price data is comparative only. Each painting is unique and historical data is not a direct proxy for any specific painting or investment. Data represents whole art not an investment into our offerings which includes fees and expenses. Past sales are not indicative of future results. This communication is sent exclusively from Masterworks and is not endorsed by or affiliated

with Bank of America. Masterworks did not contribute to the creation of the referenced content.

The report is not intended to be regarded as investment advice, an offer, or solicitation of an

offer to enter into any Masterworks offering. See important Masterworks disclosures: https://masterworks.com/cd. Masterworks affiliated issuers have now conducted more than 450 offerings of securities, representing over $1.02 billion in Art Investments, as of December 1, 2024.