For many young people in Africa, traditional banking isn’t just a hassle, it’s a major roadblock.

Long lines, piles of paperwork and strict ID requirements mean many are left out in the cold when it comes to managing their money in bank accounts.

Digital banking platforms are trying to change this.

The idea is that they use technology to provide financial services for payments, loans and even investments, through online platforms and apps instead of traditional banks.

Africa Daily’s Muthoni Muchiri spoke to Kiiru Muhoya, CEO of Fingo Africa, about the finance challenges facing the continent's youth and how digital banking can open up the connection channels on the continent.