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Fintech Takes: What the Hell’s Going On (Bank Regulation, Stablecoins, and Credit)

Fintech Takes

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Navigating Risk and Regulation in Banking

This chapter delves into the intricate dynamics of risk within the banking sector, highlighting the distinctions between knowable and unknowable risks, especially in relation to community banks. The discussion emphasizes the critical role of stablecoins and the regulatory challenges faced by the Consumer Financial Protection Bureau (CFPB) in managing new banking realities. Furthermore, it explores the potential implications of recent regulatory developments and the need for robust support systems for smaller financial institutions.

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