Is Fractional Reserve Banking a Bad Thing?

Even in the austrian world, there are people with differing views here. Do you view fractiona reserve as being fraction reserve banking as being a bad thing? Dyou sort of see a rollfol let's call it, in the oss, like some people who call it free banking? So what were you at on that kind of question? I try to not put some sort of moral judgment on it. There will be people that fractonn reserve. That's a fact of nature. And we can put traints on it, or there will be more restraints on it, depending on the form of money. But if you have a credit back t money, there are no natural