Life Kit: Health cover image

Demystifying your health insurance plan

Life Kit: Health

CHAPTER

Understanding Health Insurance Terms and Plan Categories

This chapter explains the definitions and meanings of various health insurance terms, such as premiums, copay, deductible, out-of-pocket maximum, and coinsurance. It also discusses the complexity of estimating healthcare costs and the different categories of health insurance plans, including HMO, PPO, and HDHP.

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