Can an Ordinary Person Use Universal Life Insurance?

The flexibility of universal life insurance can be really great. Can an ordinary person use universal life insurance? Well, i think so. If you're trying to make it a form of extended term life insurance with a money back riter in essence. So if somebody has the cash flow and they would like to put some of it into a universal life contract, that flexibility can be useful. You still have your cash value. You can cash the policy out at any time. It allows you to have a form of permanent life insurance that you can keep for longer, with more choices down the road,. and yet still get your money back in terms of the cash value backbut that's little bits,