If your insurance company has denied you the care that you needor or your child or other loved one, you're in a pretty desperate situation. Most of the hundred and 50 million americans who are in employer sponsored health plans,. most of them are actually in what's called self funded plans. Your appeal needs to include your employer, not just the insurance company. If you're in an employer sponsored plan, they can adapt that plan however they want to accommodate their employees.
#345: Let’s talk about one of the biggest expenses you might ever encounter: health care costs.
When you get a hospital bill, do you understand it? After all, it looks like it’s written in code (and sometimes it literally is).
How do you know if the bill is accurate? Has everything been coded properly? Are you being charged for the services that you actually received?
If you need to dispute an item, what’s the process?
Pulitzer Prize finalist Marshall Allen joins us to shed light on the complex world of medical billing. He breaks down the “explanation of benefits,” describes a step-by-step process for obtaining your medical records, and explains an actionable plan for how to contest a bill.
If you’ve ever felt overwhelmed by the complexity of your health care bills, you’ll learn a lot from this concise, informative episode.
Enjoy!
For more information, visit the show notes at https://affordanything.com/episode345
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