Central Bank Digital Currencies and Financial Inclusion

You recently co authored a paper on how centra bang ditital currencies can help support financial inclusion. How would this work? On a very basic level, let me start by giving an overview of what kind of why we did thisand what the focus of the pieace was. Retail cbd csv received so much attention over the last few years,. and there's really growing demand for a detailed review of how central banks are thinking about the application of central bank detutal urrencies to the kind of issue of financial exclusion.