The Three Fund Portfolio: A Better Solution for Those in the Progression of Investing Career

The three fund portfolio in its simple construction is low cost because there are index funds that can likely be super tax efficient. You're not having to go out there and pick winners and losers if you are doing index investing. However, you still have to make some decisions when it comes to the three fund portfolio. And psychologically you have to have the staying power after a decade where maybe international underperform or it wasn't.