Average PETA has really strong emphasis on ETFs and tech are the two biggest sectors that he has. There's not a typical dividend growth portfolio, for instance, Walt Disney Company with 3.8% of the entire portfolio after the dividend got not paying a dividend for two or three years now. It really feels more like a total return portfolio. That's maybe also my feedback. But then I'm curious, how is the goal in the end? Is the goal to live off dividends? Or is the goal to use the 4% rule at a certain moment, to withdraw from the fund?

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