Is There a Component of Portfolio Construction?

With inflation, you are technically losing money in cash. The decision of where to put that cash is obviously up to the investor. Cash in an inflationary environment doesn't provide enough preservation either. That's why you're starting to see a lot more interest in things like crypto. Gold has not been the preserver that we've wanted it to be either. And it's not the preserverthat it's been in history. So you see this rise of different asset classes, new ways to do things, alternative investments much more available to individual investors. You have more options than just a regular 60 forty portfolio.