This chapter explores the fundamentals of bonds, including how they work, their relationship with interest rates, and their impact on retirement planning. It also compares different methods of investing in bonds, such as buying directly from the US federal government or through bond funds. The speakers discuss conservative investing strategies, the importance of rebalancing a portfolio, and share their personal experiences and advice for long-term investing.
#484: Kristen’s financial advisor charges a 1.3 percent fee on her investments. They also sold her term life, whole life, and long-term disability insurance. Do they have her best interests at heart?
Casey has $290,000 in student loan debt. He committed 10 years to one employer for a chance at public service loan forgiveness. But five years in, Casey questions what he’s missing out on.
Sara feels like it’s time to move to a more conservative asset allocation but she’s torn between buying bonds from Vanguard or Treasury Direct. What’s the difference anyway?
Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode.
Enjoy!
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For more information, visit the show notes at https://affordanything.com/episode484
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