4min chapter

Bogleheads® Live cover image

Derek Tharp: spending in retirement

Bogleheads® Live

CHAPTER

How to Calculate Retirement Savings With Risk-Based Guardrails

The amount we're going to need from our portfolio is going to change over time. Once that social security kicks in, there's less of a demand on that portfolio. The way I look at risk-based guardrails is it's really capturing the best of both worlds. Derek: Do you have some more definitive figures that folks should be thinking about?

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