“Demographics are destiny” is a phrase we’ve all heard. And while the future of America isn’t a foregone conclusion, declining birth rates, rising inequality, and the dramatic increase of single-parent households are having a profound impact on our society, impacting the overall economy. With all of this in mind, another question is raised: how should we respond and what money choices should we be making now? To help answer this question, we’re joined by Melissa Kearney who is an economist known for her extensive research on social policy, poverty, inequality, and the economics of families and fertility. Melissa is author of the book, The Two-Parent Privilege, and she’s a professor of economics at Notre Dame. We discuss:

How pessimism about the economy often contrasts with individual financial well-being
Declining birth rates are a global concern with potential economic consequences
Marriage is not just a romantic arrangement, it has economic implications too
Immigration could be a solution to counteract declining birth rates
Declining birth rates could lead to challenges in social security systems
Investing strategies may need to adapt to demographic changes

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Be sure to check out Melissa’s book, The Two-Parent Privilege!
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