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How Much Should It Cost To Get Out Of Debt?

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Debt Relief Orders

Caroline Sumner is chief executive of R3, a trade association for firms that help with insolvency and debt recovery. Her members sell IVAs to people in debt as solutions to their problem. Why don't they use debt relief orders, which are much cheaper and often more appropriate? I think the crucial issue here is that people have to access independent advice on all other options for dealing with debts," she says.

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