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638b life insurance myths + protecting you, your family & your income (life insurance deep dive Q&A)

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Navigating Life Insurance: Coverage, Advisors, and Exclusions

This chapter emphasizes the critical need to review life insurance policies after significant life events, explaining the stability of these contracts compared to other insurances. It discusses the importance of maintaining a relationship with insurance advisors and the complexities of underwriting, including the impact of health history on coverage options. Additionally, it addresses income protection insurance, particularly for self-employed individuals, highlighting how fluctuating income can influence claims and coverage.

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