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Navigating Financial Innovation
This chapter explores the evolving landscape of payment solutions, specifically focusing on the rise of alternative models like Buy Now, Pay Later in response to traditional credit card practices. It highlights the challenges faced by established banks in adapting to shifting consumer preferences and the strategic pivot of companies like Klarna towards more consumer-friendly options. The discussion emphasizes the need for financial transparency and innovation to cater to modern consumer demands while navigating competitive pressures in the fintech industry.