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630 the 100k rule, HIN explained, mortgage stress, debt free - now what, starting over + more

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The Midlife Crisis

Bishan Johnson and his partner are paying 50 percent of their household income to the mortgage. They're looking at cutting back expenses that they can we have a comfortable emergency fund saved up. Bishan asks if our focus should be paying off the mortgage or simultaneously increasing our savings Especially in this situation What are you saying to Bishan Johnson 50 percent a large amount isn't it?

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