How Do I Calculate My Projected Annual Dividend Income?

I take them with a big smile when they come in. I do not include it in my projected annual dividend income, because obviously your Projected and what your dividend income will be. They are some companies like Rio Tinto, like EOG Resources, like CME Group, who do pay them regularly but they're not guaranteed. It might be that you're not getting it if your company is performing poor that year. Look at Intel. They're even considering cutting people's base pay at the moment. So I think you should always leave that out of your calculations and just be happy when you get it and do an additional splurge or something like that.