The Future of Credit Cards

Benjamin: I think a lot has been made, especially in the context of buying our pay later, that maybe credit cards are on the decline. You have to think about a credit card as multiple components, right? The credit card is an amazing product, but it's actually it's a revolving class and alone. It's a card, physical card form factor, and it's a connection to a global payment network. Now, those three things are different.

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