Ranjan Bhattacharya & Andrew Roberts: A Macro View and 2023 Predictions
Paul Lanfear Property & Investor Podcast
Are You a Title Splitter or a Buy and Holder?
One of the questions that comes up in the breakfast meeting quite frequently is this distinction between having let's say five flats on one freehold, separating out the utilities so each tenant is responsible for utilities. Contrasting that with those that then choose to title split it. So what are interested in both your views? Do you keep it as a freehold or are you an abdicate of title splitting to kind of create further value? What was their views? My view is I keep it asa freehold. You've got two sets of legal costs and the freeholder basically has to respond to the inquiries made by the mortgage company on behalf of the lease holder. If you're doing it
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