What Is the Best Way to Make Money at a LION Credit Union?

If you had $200,000 sitting in an ultimate opportunity savings account. I want you then to put $100,000 in a three month certificate of deposit paying 4.85% at a lion credit union and a six months certificate of deposit, currently paying 5% APY. When the three month comes due in three months, then we'll have to see what interest rates are doing. If they say they keep tracking like they have been, then you would take that money and roll it to a six month certificate of deposits. And then three months later, when your original six month comes due, you buy another six month until our strategies change.