"I love the idea. You know, Jim Rome presents a congruent idea," he says. "It's about managing your energy and not your time." The IRS allows people to take money out of their IRAs pre 59 and a half in a way that you're able to set yourself up with an income stream. If it's 57 and you start this, you got to go five years to not violate the rule. But as long as you do it that way, you can decide whether you want it monthly, quarterly, however you want it.

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