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84. “We spend 98% of what we make—but we refuse to change our lifestyle”

Money For Couples with Ramit Sethi

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Fixed Costs - What Does It Tell You?

"I need to make a lot bigger changes than I thought," he says. "The thing that felt enormous to you, like having to move heaven and earth to emotionally Reconceptualize this car ... It actually essentially makes no difference." The couple is spending 98% of their income on fixed costs; they've also had two dogs who have not been cheap.

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