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Buy Now, Panic Later- hacks to curb bad habits

Australian Finance Podcast

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Navigating Buy Now, Pay Later and Financial Habits

This chapter explores the implications of 'buy now, pay later' services on creditworthiness and loan eligibility, revealing concerns from mortgage brokers about its influence on perceived financial responsibility. It shares personal stories and provides practical strategies to improve budgeting, including temporary spending challenges and insightful exercises aimed at fostering mindful financial choices. The discussion emphasizes striking a balance between enjoying spending and practicing self-discipline to improve overall financial health.

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