In this Best of So Money 2025 episode, we revisit standout conversations on new ways to build wealth and protect retirement. From crypto and private equity creeping into 401(k)s, to smarter “rules of thumb” for spending and career decisions, to how to speculate without blowing up your plan, these clips help you stay curious, diversified, and clear-eyed as money trends evolve.

Featured Guest Excerpts

Tess Waresmith (Episode 1876) – Crypto and alternative assets entering 401(k)s, what the legislation actually means, the risks and fees to watch for, and how much exposure is too much
Nick Maggiulli (Episode 1856) – The Wealth Ladder, the 0.01% rule for smarter spending decisions, and how to evaluate career and income opportunities as your net worth grows
Barry Ritholtz (Episode 1840) – Investing humility, avoiding unforced errors, how to speculate without blowing up your portfolio, and adjusting risk as you approach retirement
Dr. Annie Cole (Episode 1829) – The rise of “micro-retirement,” how to take intentional breaks without sabotaging your finances, and planning time off in a tough job market

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