How Do DBU's Help Financial Inclusion?

There are only 14 bank branches for every 100,000 people in India compared to the UK and US which have upwards of 25 branches per 100,000. So if DBUs make a dent, this could be a boon to public sector banks. It could help them focus on the really important things and then leave the more mundane jobs to these semi-digital entities. But financial inclusion isn't just about having the infrastructure available but how readily people can use banking services as well.