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Is There a Soft Credit Check?

I think it would be great if clare continues to exist and provides people with zero % interest. Interest free does become a much more expensive gift to the consumer when interest rates are five per cent but i think view that the other way round. It's not just the likes of clana r or clear pased, also high street banks will be taking lending decisions with incomplete pictures. So we've moved to now using open banking technoligy two to look at both your income and expenditure to aid. I'm questioning is how sustainable the model actually is when it's a credit product that's potentially lending to people but can't afford it,. And nothing happens if you don't pay back

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