Honesty on applications and intermittent smoking

Research conducted by insurance company Royal London Ireland has found that quitting smoking – and vaping – can reduce the cost of your life insurance by half.

Ireland has seen a rise in e-cigarette use, with 8% of the population now using them daily in comparison to just 3% in 2016. However, there are concerns that many people don’t realise they’re considered a smoker when using e-cigarettes and thus don't include it when applying for insurance.

Charlie Weston, Personal Finance Editor with the Irish Independent, speaks to Matt on The Last Word.

Hit the ‘Play’ button on this page to hear the piece.