The Impact of Card Payments on Interchange Fees

I think that the conversation around card payments, I think maybe some of the sort of legacy processes are less efficient than when you look at payments and in account to account contacts as Jimenez just described. Do you feel like this is going to have a sort of impact on interchange fees on card payments more generally? I know Jimenez mentioned eating into cash. Where do you see this going sort of from here?

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