Cryptocurrency or Digital Currency?

crypto goes back to the token system. It uses that world wide web of computers to confirm that you really do have ten dollars on your phone, and the ten dollars moves from you to the cash register. When i buy that sandwich with a crypto currency, it looks like the same transaction that i did with apple pay. But here's the difference, no messages are moving to some bank somewhere. The money goes directly to the merchant. So f you're the merchant, i'm no longer waiting 30 days for my money. I've got my money the moment you walk out the front door. If we were talking about an ex-patriot living in america, but sending money home to