Um, You Don't Really Get Selection

The potential losses that they could have might be much larger than they would be in other cycles. The duration on their loans although it's much longer than it used to be is very short Compared to like other banks and things. So they're significantly less interest rate risk here um Now They are more marginal bar themselves. If credit if financial conditions are really tight and stuff This is something where there'd be more worry about this company. It's one of the cheapest Financial things I'm aware of in which there's not severe interest rate risk, says Carmar.