Most people don't have the confidence to even choose to go to Wealthfront or Betterment and just let a robo computer do it. They somehow feel like this person that I'm going to pay 1% to has more to help me with when they don't, right? So that's where the discernment comes in. Anybody listening to this podcast, they're not working with you if they know what they're doing. The good ones, that's no way. That's enough money.

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