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03.25.25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

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Navigating Risk Tolerance and Retirement Savings

This chapter focuses on understanding risk tolerance and its impact on financial planning, highlighting how envisioning one's future self can improve saving habits. It explores the comparison between traditional and Roth 403b retirement accounts, analyzing tax implications and individual circumstances to optimize contributions. The discussion also touches on strategies for holding capital in retirement, providing insights on safe investment options and retirement withdrawal strategies.

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