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Two Funds for Life - A Superactionable Sin Philosophy
Two funds for life is a quint essential 80 20 solution. You're going to get the majority of the efficacy of the more complex strategies, but with only 20 % of the effort that those require. A target date fund is going to give you exposure to domestic large cap stocks, international stocks and bonds. In a study of one point two million vanguard foro one k accounts, the ones that were invested in all target date funds out performed those without them by an average of 2-3% per year.