As an investor, you need to be 100% equities because you got a long-term time horizon. You've always got to remember the motivation between Wall Street and you. The more you demand a product, the more product that they will produce. As long as there's demand, they're going to bring you product. It doesn't mean it's good product. I mean, a lot of the IPOs and SPACs that came to market were complete crap,. But people were buying it because there was so much demand in the marketBecause everybody was speculating to make a return.

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