Intro

Hey contractors! Don’t leave 2026 to chance! Join our free strategic planning web class on January 27 to get ahead: learn how to spot cash flow crunches before they hit, identify who to hire before you need them, and lock it all into a proven annual plan used by 1,900+ business owners. Click the link to register now: https://trybta.com/SPJan26

To learn more about Breakthrough Academy, click here: https://trybta.com/EP253

Check out our industry benchmarks and find out what your profit margins should be: https://www.btacademy.com/blog/profit-margin-benchmarks-for-contractors

Are you constantly stressed about cash flow heading into 2026? You’re not alone.

Our research shows:

👉45% of contractors don’t have any financial plan beyond paying bills and sending invoices.

👉50% of contractors hit cash crunches due to unforeseen circumstances

👉30% of contractors describe their cash flow as “unpredictable.”

In this Contractor Evolution episode, we’re answering common questions from contractors about cash flow, just in time for 2026 – so you can stay cash positive, pay yourself consistently, and actually crush your goals instead of feeling like you’re drowning under 2 inches of water.

We cover:

⬆️How to improve your cash flow (so you can have fewer painful conversations with your accountant)

📋How to build an annual budget for your construction or home services business

📊What job costing is and how it has the potential to completely change your business’ financial wellbeing

🤔How to figure out if you can afford to hire someone new (or if you’ll just have to awkwardly lay them off down the road)

💲AND what your profit margins should look like in 2026

More videos to help you fix your finances and take control of your profit:

💰3 Ways to Control Profit and STOP Confusing Your Finances: https://youtu.be/Qbm9yRBYgRk

🛑STOP Losing Money on Jobs (Job Costing 101): https://youtu.be/nCzP0B2u4BM

🔻Why Most Entrepreneurs Stay Broke - Garrett Gunderson: https://youtu.be/-Xx2LKkKEI8

👇 Your turn:

What’s the #1 cash flow or budgeting question you want answered before 2026 kicks off? Drop it in the comments – I read every single one.

00:00-Intro

01:13-How do I improve my cash flow for 2026?

04:47-How do you go about making an annual budget?

07:26-What is job costing? Do I need to do it?

09:17-How do I get customers to pay me on time?

10:28-How do I know if I can afford a new hire?

12:10-What should my profit margins be