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630 the 100k rule, HIN explained, mortgage stress, debt free - now what, starting over + more

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How to Deal With Mortgage Stress

Interest rates aren't going to go from 6 percent to 3 percent in the next three months either so we've got to adjust to the new norm. If it's that extreme and if it's that much pressure on your life with mental stress as a result of that It's not worth it. I like to tell people 25 of your net take home for accommodation costs is good 20 is amazing Zero is euphoric because you know you don't have a mortgage or rent, but more so than not You need that number to be well under 40 long term.

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