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4min chapter
Payments 101: Checks, ACH, FedWire, Stablecoins, CBDCs (and more)
Fintech Beat
The Role of Regulators in Fed Payment Rails
FedNow is a real-time gross settlement system that Joshua was referring about, but kind of the retail version for that. To benefit from FedNow, you still need to have a bank account. If you think outside of the US, according to the Boston Consulting Group, around 25% of the world are unbanked.
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