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Paid In Full, But Always in Debt
The YNAB Podcast
The Importance of Introspection
"I've been using the debit card exclusively all of 2023. We're not even three months in, not even a full quarter in at the time of recording this," he says. "The thing that I'm going to say now is this, another term you could use for a paid and full person is an always in debt person." He adds: "If we really think that the spending mechanisms are the exact same, why all the energy? Where is this coming from?"
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