Don't Pay Off Existing Debt Early.

There's seldom any penalty for paying off debt early. You want to hang on to as much cash as you can at the moment. Preserve the cash. Keep your powder dry. That'd be the first piece of advice, because it might be hard to get it later if you need it. Gives you a bit of a cushion. So we're basically war gaming the scenario. Ye. What would happen if we hit a down turn? Ok, so wou've got a list of six specific tactics. What's the first one? Don't pay off existing debt earlier. And maybe you have an e id loan, loan, if you're in the us. Or maybe it