There is anxiety and fear. There are so many worldly projects, even other worldly projects going to heaven after death. All of this is because of adhyasen. And they become my problems. And then I start doing things to take care of those problems, karma. Those karmas are born of desire, born of temptation, of terror, fear, anxiety or desire. And those karmas give rise to results, karma, hala, good and bad results. If I do not, I cannot exhaust it in this life. It will produce more bodies and more limited existences. So this chain of birth and death continues. This massive wheel of samsara continues grinding