The Snowball Method

We will be far better served by individually looking at clients situations, or individually looking at our friends situations. You can help those people sit down and help build out a spread sheet. And you want to calculate what is the actual interest that's paid. I have found this chart to be incredibly motivating for clients and a motivating for me as well. Debt is such a paying off debt is such a tangible, powerful goal. This is why it's so actionablea, because it's such a tangible goal.